Slight dip, grade B-

I have my first losing month in calendar 2021, as the market dips slightly. It feels more than slight, because there were new highs before the dip. Grade B-

SPY SP500 23.0%

QQQ Nasdaq 100 11.2%

IWM Russell 2000 9.7%

TLT US20 yr treasury -4.4%

GLD gold -5.9%

EEM emerging market -5.9%

SLV silver -7.4%

My trading account +14.1% for calendar 2021. While I lag SPY, I am now ahead of QQQ and IWM, so half a loaf for me. Considering I was cautious all year, that is a decent result.

I understand there are a lot of young people online who continually swing for the fences. That’s not where I am, I am not so young, with not so much income from wages. My account is not a small throw away one. It is a life time’s worth of saving and investing, that can not be recovered if lost on a few YOLO swings.

I know, boring, but it is what it is. FOMO can be a terrible thing, especially seeing people boast about 50% gains or greater for the year. I am old enough and hopefully wise enough to resist the siren call of potentially big gains. Big gains often come with big risks.

I’ll post a year end recap around 12/31 or 1/1. Cheers everyone, be grateful for what you have.